Classic Car Insurance

At Lifelong Insurance Agency, we love classic cars as much as you do. We specialize in Antique and Classic car Insurance so you can have peace of mind knowing that your car is fully covered for the unexpected.

Get covered for the “agreed value” of your classic car,
not just the “book value”

Some classic car insurance policies will cover you for the “stated value” but it may not be what you expect. In many cases it is just the actual cash value with a max limit, “the stated value” and the insurance company pays the vehicle’s market value which they determine after the loss. If you experience a total loss you may not get what you expect out of your policy, and you may not be able to cover what you have invested in your car.

Before your classic car policy activates, we will work with you and the insurance company’s underwriters to agree on the car’s value and insure it for that amount. In the event of a total loss, that agreed upon value is the payout amount. The deductible of course applies, but there is no depreciation and no frustrating battles with the insurance company over the value of the car.

Get coverage on almost any type of collector car or classic auto

  • Muscle Cars | Classic Cars
  • Antiques* | Exotics
  • Street Rods | Customs
  • Kit Cars
  • Cobra Replicas | Race Cars
  • Trucks | Motorcycles
  • Surplus Military Vehicles | Tractors
  • Fire Engines | Restorations in Process

Popular Coverage Options Offered by Our Carriers

Custom Build Your Classic Car Policy From Our Many Coverage Options

There are many options that can come with your classic car policy including but not limited to: Towing, trip interruption, spare parts coverage, tool coverage, collectible memorabilia, and even relocation insurance (based on situation). Let the experts at Lifelong Insurance Agency help navigate all the options available to you.

Roadside Assistance

Classic car Roadside Assistance covers towing to the nearest qualified repair shop and other basic emergency services like changing a flat and delivery of fuel, oil or other essential fluids. Flatbed tow trucks are available upon request.

Emergency Assistance

Includes all the benefits of Roadside Assistance plus coverage for expenses like taxi fare, lodging, and protection for personal belongings including tools and spare parts left or stored in your car.

Diminishing Deductible

Remain claim-free and you reduce your collision deductible when your policy renews.

Personal Property Coverage

Covers damage or theft of some personal belongings from your car, including your tools.

Pet Coverage

Some of our carriers will help pay for veterinary expenses or death benefit if your cat or dog is injured or dies in a collision.